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With Us.

Property Syndication

Investment Steps

1

Register your interest in investing with Silverfin and we will contact you with each new investment opportunity that is available.

2

When an offer is available, express your interest in finding out more and we will send through an information memorandum or product disclosure statement for you to review. We also offer investor evenings around the country for each new scheme, so you can come and meet the team and ask any questions you may have.

3

When you are ready to invest, fill out the application forms for the scheme and complete the required documentation and payments.

4

When your application is accepted, Silverfin will be in contact with you to confirm your place in the scheme and inform you when your monthly distributions will begin.

Silverfin Capital

Licensing and Compliance

Silverfin is licenced by the Financial Markets Authority (FMA) as a provider of syndication products. We also proactively engage with a Supervisor, Trustee Executors Limited (TEL), to ensure we act in the best interests of investors and meet our obligations under the Financial Markets Conduct Act.

Silverfin do their absolute best to make the investing process as understandable and straight forward as possible while still complying with our FMA license requirements.

With an FMA license, Silverfin can offer two different types of syndications: Retail and Wholesale. 

Retail investment opportunities are available to anyone interested in investing, while Wholesale schemes are available to qualified investors with wholesale certificates.

Our license is in place to safeguard investors and promotes and compliments Silverfin’s ethos of ‘investor first’. Silverfin is committed to maintain achieving a gold standard level of compliance under our obligations in the FMA.

Silverfin is also licensed under the Real Estate Authority Act (2008) which allows us to carry out real estate agency work as defined in section 4 of the act. Both licenses can viewed by clicking the buttons below.

About

FAQ

How long does my investment last?

Silverfin investments have no fixed term but can usually be terminated by passing either a special resolution of Investors (75% of voting interests) or an ordinary resolution of Investors (50% of voting interests) depending of the length of time the scheme has been live.

Each investor has the right to sell their unit/s at any time during the term of a scheme, and Silverfin offer a range of options that help increase the liquidity of each unit including the Syndex secondary market, or the option of Silverfin personally reaching out to existing investors. The success of re-sales is dependent on the performance of the scheme at the time and Silverfin has facilitated many successful sales via both selling options.

What is the minimum investment?

The usual minimum investment for Silverfin schemes is $50,000 per unit (also known as an Interest), and investors can apply for as many units as they wish.

How do I become an eligible or wholesale investor?

Eligible investors:

Typically, new investors to Silverfin who have previous experience in investing in syndicates or similar investments qualify as eligible investors. When applying as an eligible investor you will be required to fill out some forms that confirm you have sufficient knowledge and experience dealing in financial products which enables you to assess the merits and risks of this transaction. A financial adviser, chartered accountant or solicitor is required to sign this form.

Wholesale investor:

To qualify as a wholesale investor, you must satisfy at least one of the below:

  • Investment activity: Within the past two years you’ve been involved in significant investment activity. This means you have owned a financial portfolio worth at least $1 million; or, you have carried out transactions to buy financial products worth $1 million or more (some exceptions apply).
  • A large investor: Your net assets or consolidated turnover over the past two financial years is $5 million or more.
  • Investment criteria: You have worked for an investment business within the past ten years and, for at least two years during that time you have been involved in investment decision making.
  • Investment business: You could be a fund manager, authorised financial adviser, broker, underwriter or licensed insurer.
How do the returns work?

Each scheme has a projected cash return that is distributed to investors on a monthly basis. These returns are based on the performance of each individual scheme and are usually on a pre-tax basis. Silverfin also offers Portfolio Investment Entities (PIE) schemes, from time to time, where distributions are paid on a ‘post tax’ basis at each individual investors personal tax rate, capped at 28%.

What are the risks?

There are a number of general and specific risks associated with the ownership of commercial property and Silverfin strives to be completely transparent about these and reduce them as much as possible by only offering quality investment opportunities. Each scheme’s information memorandum or product disclosure statement outlines these risks more in depth, but please contact Silverfin if you would like further information about them.

Invest with Silverfin

Current Opportunities

Silverfin closed their most recent scheme, the Auckland Childcare Scheme, on the 13th of August, fully subscribed.

If you have any questions for the team, or would like to be added to our database to hear about new investment opportunities, please fill out the below form.

Invest with Silverfin

The Secondary Market

One common concern investors have with syndication is how they can get their money out of a scheme prior to it being wound up through the sale of the property. Syndicates are less liquid than shares, for example, but Silverfin has partnered with Syndex, which has developed a secondary trading platform for investors to buy and sell units in syndicates. Units in existing Silverfin schemes regularly come available on this secondary market, allowing other users to bid on or purchase them. To view the current available units on Syndex, click the button below.

Silverfin units currently available on the secondary market

Centre Place South Scheme (4 units available)

Centre Place Shopping Centre consists of two components, Centre Place North and Centre Place South which are separated by the recently pedestrianised Ward Street. The main assets of the Scheme will be the land and buildings at Centre Place South which are offered for investment. Centre Place South comprises a fully enclosed shopping centre of 10,933m2 of 28 tenancies.

 

704 Halswell Junction Road (8 units available)

The Property was built in 2004 and is 100% leased to Metropolitan Glass & Glazing Limited on a 10-year lease which commenced 1 May 2016, there is a further right of renewal of 10 years which takes the final expiry date to 30 April 2036 (if renewed).  Metro Glass is Australasia’s market leader in the provision of high-performance glass to the Australasian residential and commercial construction market.  They are the leading manufacturer and installer of double-glazed windows for both the new residential and retrofit markets. Metro Glass process annealed, toughened, laminated, painted, and digitally printed glass products for applications ranging from mirrors, showers, balustrades, fencing, and kitchen splashbacks to commercial facades.

Syndex is an online platform for the private capital markets, that enables investing, divesting and capital raising in proportionally owned structures. Syndex offers three different markets including the secondary market, where units in existing schemes can be listed and bid on by other Syndex users. By partnering with Syndex, Silverfin have increased the liquidity of their scheme’s units, increasing re-sales through an expansive database of users on the Syndex platform.
We are proud to be one of the first specialists in property syndication to embrace the Syndex trading platform. Syndex brings transparency and convenience to the process of trading in proportionally owned assets. For the first time, investors have a marketplace to buy, manage and sell their assets, at a price and time that suits them. You can find out more about Syndex on their website: www.syndex.exchange, or access a range of how to guides and tips on their website under the ‘resources’ tab by clicking the button below.

If you have any further questions about Syndex, the Silverfin team would be happy to answer them: info@silverfin.nz.