Invest
With Us.
Property Syndication
Investment Steps
1
Register Your Interest
Start by expressing your interest in investing with Silverfin. By registering, you’ll gain access to exclusive updates about our latest investment opportunities as they become available.
2
Explore New Opportunities
When a new offer is about to open, you’ll receive detailed information such as an Information Memorandum or Product Disclosure Statement to review. To help you make informed decisions, we also host investor evenings across the country, giving you the opportunity to meet our team, learn about the scheme in detail, and ask any questions.
3
Prepare Your Application
If you decide to invest, simply complete the application forms for the scheme and submit the required documentation along with your payment. Our team is available to assist you with this process, ensuring everything is straightforward and seamless.
4
Begin Your Journey with Silverfin
After your application is accepted, you’ll receive confirmation of your participation in the scheme. We’ll also inform you about the start of your monthly distributions, keeping you updated every step of the way.
Silverfin Capital
Licensing and Compliance
Silverfin is licenced by the Financial Markets Authority (FMA) as a provider of syndication products. We also proactively engage with a Supervisor, Trustee Executors Limited (TEL), to ensure we act in the best interests of investors and meet our obligations under the Financial Markets Conduct Act.
Silverfin do their absolute best to make the investing process as understandable and straight forward as possible while still complying with our FMA license requirements.
With an FMA license, Silverfin can offer two different types of syndications: Retail and Wholesale.
Retail investment opportunities are available to anyone interested in investing, while Wholesale schemes are available to qualified investors with wholesale certificates.
Our license is in place to safeguard investors and promotes and compliments Silverfin’s ethos of ‘investor first’. Silverfin is committed to maintain achieving a gold standard level of compliance under our obligations in the FMA.
About
FAQ
What is property syndication?
Property syndication is an investment structure where multiple investors pool their funds to collectively own a property or a portfolio of properties. Each investor owns a proportionate share and receives income and/or capital gains relative to their investment.
How does property syndication work?
A syndication manager, such as Silverfin Capital, identifies an investment property or portfolio of investment properties, structures the syndicate, and invites investors to participate. The manager handles administration, ongoing property management, and distributions to investors.
What type of properties can be syndicated?
Properties can range from commercial and industrial buildings, retail and office, to specialised assets like carbon forests or poultry farms. The type of property can influence the expected returns and risk profile.
What is the minimum investment?
The usual minimum investment for Silverfin schemes is $50,000 per unit (also known as an Interest), and investors can apply for as many units as they wish.
How long does my investment last?
Silverfin investments have no fixed term but can usually be terminated by passing either a special resolution of Investors (75% of voting interests) or an ordinary resolution of Investors (50% of voting interests) depending of the length of time the scheme has been live.
Each investor has the right to sell their unit/s at any time during the term of a scheme, and Silverfin offer a range of options that help increase the liquidity of each unit including the Silverfin secondary market (click here to view https://investors.silverfin.nz/trade), or the option of Silverfin personally reaching out to existing investors. The success of re-sales is dependent on the performance of the scheme at the time and Silverfin has facilitated many successful sales via both selling options.
How do I become an eligible or wholesale investor?
Eligible investors:
Typically, new investors to Silverfin who have previous experience in investing in syndicates or similar investments qualify as eligible investors. When applying as an eligible investor you will be required to fill out some forms that confirm you have sufficient knowledge and experience dealing in financial products which enables you to assess the merits and risks of this transaction. A financial adviser, chartered accountant or solicitor is required to sign this form.
Wholesale investor:
To qualify as a wholesale investor, you must satisfy at least one of the below:
- Investment activity: Within the past two years you’ve been involved in significant investment activity. This means you have owned a financial portfolio worth at least $1 million; or, you have carried out transactions to buy financial products worth $1 million or more (some exceptions apply).
- A large investor: Your net assets or consolidated turnover over the past two financial years is $5 million or more.
- Investment criteria: You have worked for an investment business within the past ten years and, for at least two years during that time you have been involved in investment decision making.
- Investment business: You could be a fund manager, authorised financial adviser, broker, underwriter or licensed insurer.
What are the risks?
There are a number of general and specific risks associated with the ownership of commercial property and Silverfin strives to be completely transparent about these and reduce them as much as possible by only offering quality investment opportunities. Each scheme’s information memorandum or product disclosure statement outlines these risks more in depth, but please contact Silverfin if you would like further information about them.
How do the returns work?
Each scheme has a projected cash return that is distributed to investors on a monthly basis. These returns are based on the performance of each individual scheme and are usually on a pre-tax basis. Silverfin also offers Portfolio Investment Entities (PIE) schemes, from time to time, where distributions are paid on a ‘post tax’ basis at each individual investors personal tax rate, capped at 28%.
What fees are associated with property syndication?
Fees may include management fees, brokerage fees, and performance fees charged by the syndication manager. Investors should carefully review the offer documents for a complete breakdown of costs.
How liquid is a property syndication investment?
Property syndication investments are generally less liquid than publicly traded shares. While Silverfin offers a secondary market on their investor portal, finding a buyer may take time and depend on market demand.
Can I sell my share in the syndication?
Yes, but the process may involve secondary markets or direct negotiation with other investors. Silverfin Capital can help facilitate these transactions, but liquidity is not guaranteed.
Current Opportunities
Silverfin Capital currently have two schemes available, the Christchurch Industrial Scheme and the Inghams Hatchery Scheme. To find out more or to request an Information Memorandum please fill out the form.
Invest with Silverfin
The Secondary Market
One common concern investors have with syndication is how they can get their money out of a scheme prior to it being wound up through the sale of the property. Syndicates are less liquid than shares, for example, but Silverfin offers a secondary trading platform for investors to buy and sell units in syndicates. Units in existing Silverfin schemes regularly come available on this secondary market, allowing other users to purchase them. To purchase available units on the Silverfin investor platform, click the button below.