Invest
With Us.
Property Syndication
Investment Steps
1
Register your interest in investing with Silverfin and we will contact you with each new investment opportunity that is available.
2
When an offer is available, express your interest in finding out more and we will send through an information memorandum or product disclosure statement for you to review. We also offer investor evenings around the country for each new scheme, so you can come and meet the team and ask any questions you may have.
3
When you are ready to invest, fill out the application forms for the scheme and complete the required documentation and payments.
4
When your application is accepted, Silverfin will be in contact with you to confirm your place in the scheme and inform you when your monthly distributions will begin.
Silverfin Capital
Licensing and Compliance
Silverfin is licenced by the Financial Markets Authority (FMA) as a provider of syndication products. We also proactively engage with a Supervisor, Trustee Executors Limited (TEL), to ensure we act in the best interests of investors and meet our obligations under the Financial Markets Conduct Act.
Silverfin do their absolute best to make the investing process as understandable and straight forward as possible while still complying with our FMA license requirements.
With an FMA license, Silverfin can offer two different types of syndications: Retail and Wholesale.
Retail investment opportunities are available to anyone interested in investing, while Wholesale schemes are available to qualified investors with wholesale certificates.
Our license is in place to safeguard investors and promotes and compliments Silverfin’s ethos of ‘investor first’. Silverfin is committed to maintain achieving a gold standard level of compliance under our obligations in the FMA.
Silverfin is also licensed under the Real Estate Authority Act (2008) which allows us to carry out real estate agency work as defined in section 4 of the act. Both licenses can viewed by clicking the buttons below.
About
FAQ
How long does my investment last?
Silverfin investments have no fixed term but can usually be terminated by passing either a special resolution of Investors (75% of voting interests) or an ordinary resolution of Investors (50% of voting interests) depending of the length of time the scheme has been live.
Each investor has the right to sell their unit/s at any time during the term of a scheme, and Silverfin offer a range of options that help increase the liquidity of each unit including the Syndex secondary market, or the option of Silverfin personally reaching out to existing investors. The success of re-sales is dependent on the performance of the scheme at the time and Silverfin has facilitated many successful sales via both selling options.
What is the minimum investment?
The usual minimum investment for Silverfin schemes is $50,000 per unit (also known as an Interest), and investors can apply for as many units as they wish.
How do I become an eligible or wholesale investor?
Eligible investors:
Typically, new investors to Silverfin who have previous experience in investing in syndicates or similar investments qualify as eligible investors. When applying as an eligible investor you will be required to fill out some forms that confirm you have sufficient knowledge and experience dealing in financial products which enables you to assess the merits and risks of this transaction. A financial adviser, chartered accountant or solicitor is required to sign this form.
Wholesale investor:
To qualify as a wholesale investor, you must satisfy at least one of the below:
- Investment activity: Within the past two years you’ve been involved in significant investment activity. This means you have owned a financial portfolio worth at least $1 million; or, you have carried out transactions to buy financial products worth $1 million or more (some exceptions apply).
- A large investor: Your net assets or consolidated turnover over the past two financial years is $5 million or more.
- Investment criteria: You have worked for an investment business within the past ten years and, for at least two years during that time you have been involved in investment decision making.
- Investment business: You could be a fund manager, authorised financial adviser, broker, underwriter or licensed insurer.
How do the returns work?
Each scheme has a projected cash return that is distributed to investors on a monthly basis. These returns are based on the performance of each individual scheme and are usually on a pre-tax basis. Silverfin also offers Portfolio Investment Entities (PIE) schemes, from time to time, where distributions are paid on a ‘post tax’ basis at each individual investors personal tax rate, capped at 28%.
What are the risks?
There are a number of general and specific risks associated with the ownership of commercial property and Silverfin strives to be completely transparent about these and reduce them as much as possible by only offering quality investment opportunities. Each scheme’s information memorandum or product disclosure statement outlines these risks more in depth, but please contact Silverfin if you would like further information about them.
Invest with Silverfin
Current Opportunities
Silverfin Capital currently have two schemes available, the Christchurch Industrial Scheme and the Inghams Hatchery Scheme. To find out more or to request an Information Memorandum please fill out the below form.
Invest with Silverfin
The Secondary Market
One common concern investors have with syndication is how they can get their money out of a scheme prior to it being wound up through the sale of the property. Syndicates are less liquid than shares, for example, but Silverfin offers a secondary trading platform for investors to buy and sell units in syndicates. Units in existing Silverfin schemes regularly come available on this secondary market, allowing other users to purchase them. To purchase available units on the Silverfin investor platform, click the button below and login.
Silverfin units currently available on the secondary market
The below unit(s) are available week commencing 15/04/2024. These listings are subject to change on a daily basis. Please visit the Silverfin portal and login to view current availabilities by clicking here. Some of these offers are open to ‘Wholesale’ or ‘Eligible’ investors only.
Inghams Hatchery Scheme
The Properties, located at 115 and 142 Brown Road, Tuakau and 87 Andrews Road, Onewhero, consist of two poultry farms held over multiple freehold sites, with a total land area of 44.6 hectares and a total floor area ~46,056 square meters. Leased to Inghams Enterprises (NZ) Pty Limited with a 20-year lease in place. The scheme is a PIE fund currently paying a monthly distribution of 7.50% per annum. This scheme is open to Retail investors.
Christchurch Industrial Scheme
The Scheme consists of two industrial properties, 100% leased to two tenants in the food manufacturing sector, being Keraplast and Dairyworks Limited. The leases offer a mixture of CPI and market rent reviews.
The properties are located at;
- 520 Waterloo Road, Islington; and
- 719 Halswell Junction Road, Hornby
The properties are well located in the established industrial areas of Hornby and Islington, to the west of Christchurch’s CBD, with close proximity to main arterial routes.
This is a PIE scheme currently paying 2.75%. It is open to wholesale and/or eligible investors only.
Centre Place South Scheme (1 units available)
Centre Place Shopping Centre consists of two components, Centre Place North and Centre Place South which are separated by the pedestrianised Ward Street. The main assets of the Scheme are the land and buildings at Centre Place South which are offered for investment. Centre Place South comprises a fully enclosed shopping centre of 10,933m2 of 28 tenancies which is 100% leased.
The scheme is currently paying a distribution of 3%.
Inghams Te Mawhai Scheme (2 units)
The Property at 509 Te Mawhai Road, Te Awamutu, Waikato comprises an 8,000sqm poultry rearing facility, purpose built by one of New Zealand’s leading steel building experts, Novasteel Limited, contracted directly by the Tenant in 2018/2019. The Property is a large freehold site of 6.825 hectares which include five recently constructed poultry rearing sheds, wash and changing rooms, office, workshop and storage space, pump shed, feed silos, water tanks, gas tanks, generators, transformer, chiller, metalled roadway, and a four-bedroom dwelling for the site manager. The remaining land which surrounds the metalled roadway is utilised for a sensitivity buffer between the Property and neighbouring properties.
The five poultry rearing sheds comprise of concrete floors, steel portal structure and insulated panel construction with direct hot water heating, world class ventilation systems and animal welfare technologies including feeders and drinkers. The internal plant includes state of the art ventilation and control systems supplied and installed by SKOV, who are the world leaders in agricultural ventilation systems, based in Denmark. The majority of plant and equipment is owned and maintained by the Tenant, and the landlord (i.e. the Scheme) will not be responsible for the costs of repair or replacement.
The scheme is a PIE fund currently paying a monthly distribution of 3.5% pa. This scheme is open to wholesale and/or eligible investors only.
Gowan Lea Carbon Forest Scheme (1 unit)
The Gowan Lea Forest was established in 1999 and has approximately 131ha in Pinus radiata and 54 ha in Douglas fir. The balance of the land (approximately 90.4 ha) within the title is either currently in grass or is reverting to bush and the scheme will look to plant further trees in these areas where possible.
The Scheme will derive income from the receipt and sale of NZUs under New Zealand’s Emissions Trading Scheme (ETS) and is forecast to produce NZUS through to 2048. The scheme carries no bank debt and therefore no exposure to interest rate volatility.
Investors are currently receiving distributions of 8.0%. This scheme is open to wholesale and/or eligible investors only.
704 Halswell Junction Road (2 units available)
The Property was built in 2004 and is 100% leased to Metropolitan Glass & Glazing Limited on a 10-year lease which commenced 1 May 2016, there is a further right of renewal of 10 years which takes the final expiry date to 30 April 2036 (if renewed). Metro Glass is Australasia’s market leader in the provision of high-performance glass to the Australasian residential and commercial construction market. They are the leading manufacturer and installer of double-glazed windows for both the new residential and retrofit markets. Metro Glass process annealed, toughened, laminated, painted, and digitally printed glass products for applications ranging from mirrors, showers, balustrades, fencing, and kitchen splashbacks to commercial facades.
The scheme is currently paying distributions of 4.75% pa (pre-tax) and is open to wholesale and/or eligible investors only.
Halls Portfolio Scheme ( 1 unit available)
The portfolio consists of land and buildings at:
- 1 & 15/1 Spartan Road, Takanini, Auckland
- Lot 1, Factory Road, Waharoa, Waikato
Both tenants are subsidiaries of Hall’s Group Limited who operate a specialist refrigeration logistics and storage business from the properties. The Scheme is currently paying a distribution of 8.0% (pre-tax) and is open to wholesale and/or eligible investors only.
Oxford Victoria Scheme (2 units available)
The Oxford Victoria Scheme acquired and manages the land and buildings at 32 Oxford Terrace and 104 Victoria Street, Christchurch.
32 Oxford Terrace is a six-level, high quality A-grade office building occupying a prime position within the Central Business District and the health precinct and is anchored by the Canterbury District Health Board.
104 Victoria Street is a five-level medium rise office building occupying an excellent location fronting Victoria Street, within a popular office and hospitality precinct. The anchor tenant is Verizon Connect New Zealand Limited.
The scheme is currently paying a distribution of 2.00%.
Inghams Portfolio Scheme (2 units available)
The portfolio consists of six strategically located properties within the Matamata and Waitoa region. The sole tenant of the Properties is Inghams Enterprises (NZ) Pty Limited, which is a wholly owned subsidiary of the Australian company, Inghams Group Limited (ASX:ING). Inghams Group Limited are farmers, producers and distributors of poultry and stockfeed products across Australia and New Zealand and the largest integrated poultry producer in Australasia, processing over 4 million birds per week. Ingham’s have a workforce of 8,000 and a strong network of processing and distribution facilities across Australia and New Zealand.
The Inghams Portfolio Scheme is a PIE scheme currently paying 8.50% distribution per annum.
66 The Square Scheme (3 units available)
Office tower on 1,000 sqm site located in the heart of Palmerston North at 66-68 The Square (corner Fitzherbert and The Square). Currently the main tenants are Quality Suites Serviced Apartments and Glendinning Chartered Accountants. Resonate Health has recently leased the prime ground floor space. The scheme is currently paying a distribution of 3.0% (pre-tax) and is open to retail investors.